Who runs this site
TheMoneySheet is built and run by [PLACEHOLDER_AUTHOR], a working freelancer who got tired of guessing at quarterly taxes, hourly rates, and take-home pay. There's a real person behind every tool here — see the full author bio. This isn't a faceless content farm; it's one operator building the calculator library they wish had existed.
Why it exists
Self-employment turns money math into a second job. The IRS rules that apply to a 1099 contractor — self-employment tax, the QBI deduction, quarterly estimates, the home-office and mileage deductions — are scattered, jargon-heavy, and easy to get wrong. TheMoneySheet exists to give freelancers a fast, plain-English answer to "what does this actually mean for me?" without a login, a paywall, or a sales pitch.
Who it's for — and who it isn't
- For: U.S. freelancers, 1099 contractors, gig workers, and solo/side-business owners.
- Not for: W-2-only employees looking for payroll tools, or anyone who needs formal, personalized tax, legal, or investment advice. Our tools are educational estimates — not a substitute for a professional who knows your full situation.
How the tools are built and reviewed
Every rate, cap, and threshold comes from a primary source — IRS and SSA publications, cited by number on the tool itself. Tax and financial logic is reviewed by a credentialed expert ([PLACEHOLDER_REVIEWER], CPA/EA) before it's relied on. Content is drafted with AI assistance and then fact-checked and edited by a named human. We spell out the whole process on our Editorial & Methodology page.
The experience behind it
This site is grounded in first-hand experience with freelance work: years of invoicing clients, tracking deductible expenses, and managing the money side of running a one-person business. That lived experience is why the tools focus on interpretation — per-month impact, percentage of income, the alternative you're comparing against — rather than spitting out a raw number.
How we make money
TheMoneySheet is free. It's supported by display advertising and affiliate commissions from tools we think genuinely fit the task (like TurboTax, QuickBooks, Bonsai, or Deel). Those relationships never change our math or our recommendations — we disclose exactly how this works on our Affiliate Disclosure page.
Get in touch
Questions, feedback, or spotted an error in a calculation? We want to hear it — reach us through the contact page, which includes a dedicated "report an error" path.